Sending a Check from India to the USA, or anywhere else for that matter is probably not the best way to send money abroad. You can’t send Rupees to someone outside of India; it just doesn’t work that way. The person, no matter what country they’re located in won’t be able to cash the check due to Indian Government restrictions.
You could however, send that person a check which is issued in US dollars or a different type of International Currency. In order to send money abroad you must follow through with these steps:
Sending via Check / Bank Draft / Bankers Check
First, pay a visit to your Bank and tell them you want a check in a different type of currency. You’ll need to get a letter from your bank saying that you have an account (Checking or Savings) with them. Once you have the letter in your possession you’ll most likely have to go to another Branch of your Bank that deals with foreign currency. From there, you’ll give in the letter to them and fill out a form. After you fill out the form you’ll have to wait to be given the draft.
Make sure to bring you passport and your bank account passbook along with you. Don’t forget that you’ll also have to tell the bank why you are sending money outside of the country.
The above instructions may seem quite easy at first, but it’s unfortunate that the system is poorly handled. The reason for this is attributed to outward remittance of money which is not that common.
There are few other ways of Sending money from India to USA or Abroad.
Paypal – Send money using Paypal to anyone, anywhere, at anytime, by simply using your e-mail address and password. Opening a paypal account is really very simple to do and also a very easy way to send money online. There’s no filling out of paperwork required. The only disadvantage is that the person you’re sending money to must have a paypal account as well.
In order to send money online you need to add money to your Paypal India account using your bank account or a credit card which you have linked to your account and paypal will then transfer the funds to the account of the person whom you are sending money. It takes little or no time at all to complete this task. Paypal seems to be the easiest way to send money abroad at the moment as long as both parties have Paypal accounts.
SWIFT Wire Transfer – SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. It is the most predominantly used method of transferring funds from India to USA or other countries. SWIFT is an electronic method of transfer and the funds reach the recipient bank within a couple of hours. All the State Bank group banks and other major banks offer this facility.
For sending money using SWIFT you need the following details. Bank Name, Bank Address, Bank Account number, Full name of the receiving person, SWIFT Code of receiving bank branch and Receiving bank’s Routing Number details.
ICICI Bank’s Quick Remittance – offers you a really easy way to send money abroad outside India: With quick remittances, and as huge known presence in India as well as great communication between the Bank Networks abroad, ICICI is sure to be a great way to transfer your money from India to your loved ones. You have two options to choose from: Foreign Currency Demand Draft or a Wire Transfer. With either choice when sending money you will have to choose your purpose for sending it. If you don’t have an account with ICICI then you need to show proof of identity as well as proof of address.